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Legal notice

This website is the property of Banco Santander S.A. (hereinafter “Grupo Santander”), a financial institution registered with the Bank of Spain (Banco de España) under number 0049 and registered at the Santander Mercantile Registry, Sheet 286, Page 64, 5th Book of Companies, 1st Inscription.
Please read the following terms and conditions carefully. By accessing to this address and any of its pages (hereinafter, the 'Website'), you will be considered a user and are presumed to have accepted these General Terms and Conditions. Access to any of the Website’s pages may be limited by the laws and provisions of the jurisdictions of different countries.
The information contained in this Website is primarily intended for the use of individuals, companies, businesses, trusts, natural and legal persons, or any other organisation (hereinafter "Persons") residing in Spain or accessing from Spain. Therefore, Grupo Santander declines any liability for access by Persons in jurisdictions where such use may be contrary to local legislation or regulations.
This Website is not intended to be and should not be construed in relation to a specific investment objective. This Website is solely for informational purposes and does not constitute recommendation, advice (whether financial, tax or legal), an offer or solicitation to purchase or sell investments or other financial products mentioned herein, and should not be relied upon as the sole basis for evaluating or assessing the Funds. We recommend consulting an investment advisor before making any decision regarding investments.

Liability and guarantee.

Banco Santander has obtained the information and materials included on the Website from sources considered to be reliable. Nevertheless, although reasonable measures have been taken to ensure the accuracy of the information, Banco Santander does not guarantee that it is exact, complete, or up-to-date, and therefore should not be relied upon as if it were. Banco Santander expressly denies all responsibility for errors or omissions in the information contained on the pages of this Website.
Banco Santander reserves the right to modify, suspend, cancel, or restrict the content of the Website, as well as the links or the information obtained through them, without prior notice.
Under no circumstances will Banco Santander, its branches and/or directors, employees and authorised staff assume liability for any type of damage, loss, claim, or cost of any kind, whether resulting from the use of the Website, the information acquired or accessed by or through it, computer viruses, operating faults or interruptions in service or transmission, or faults on the line;  use of the Website, either by direct connection, link, or other means, constitutes a warning to any user that these eventualities may occur.
It is prohibited to transmit or send any illegal or illicit content, computer viruses, or messages through the Website that generally affect or infringe upon the rights of Banco Santander or other third-parties.
Banco Santander accepts no responsibility for external websites that can be accessed through links or any content provided by third-parties. Any use of a link or access to an external website is undertaken at the will and exclusive risk of the user. Banco Santander does not recommend or guarantee any information obtained by or through a link, nor does it accept liability for any loss, claim, or damage derived from the use or misuse of a link, or from the information obtained through it, including other links or websites, from interruptions in service or access, or from attempts to use or misuse a link, either when accessing the Website, or when accessing information on other websites from the Website.
Occasionally, this Website uses Cookies, small data files created in the user's computer that provide the following information:
•    Date and time of the user’s last visit to the Website.
•    Content design selected by the user on his/her first visit to the Website.
•    Security elements involved in controlling access to restricted areas.
By using this website you agree to the use of cookies. Find out more in our cookie policy.

Financial and stock market information

This Website provides no type of investment recommendation or legal, tax or other advice, and nothing included therein should be interpreted as a basis for investment or decision-making.
The contents of this Website are for informational purposes only and should under no circumstances be used or considered as an offer of sale, request for an offer of sale, or recommendation to conduct any other transaction except where expressly indicated. Any purchase decision on the part of the recipient should be adopted according to the existing public information of the security and, as appropriate, in line with the prospectus registered with the CNMV (, and available from the CNMV as well as from the governing body of the corresponding market or the issuing company.
RESTRICTIONS IN THE UNITED KINGDOM: Persons who make investments from outside the United Kingdom through a Grupo Santander company not resident in the United Kingdom will not be covered by the investor protection laws and regulations of the UK. These include rights to certain compensation, rights of cancellation, and access to claim, arbitration and other bodies.
Publications and reports contained on this Website, when issued in the United Kingdom, must obtain prior approval from the London branch of Banco Santander, S.A. which is regulated by and is under the supervision of the Financial Services Authority.
RESTRICTIONS FOR U.S. CITIZENS (including any citizen or resident in the United States or any legal entity incorporated in or under U.S. law or any political subdivision thereof): If you are a United States citizen or if you are accessing this Website from the United States of America (including its territories, holdings, and the District of Columbia), be advised that Grupo Santander, through this Website, offers the possibility to obtain information about unregistered securities according to the US Securities Act of 1933 and its subsequent amendments. In accordance with this law, said securities may not be offers in the United States of America, except as permitted by securities laws of this country, through registration or exemption.
Under no circumstances will Grupo Santander be liable for the losses, damages, penalties or any other harm that may be derived directly or indirectly from the content or use of this Website by U.S. investors.

Use of links

This Website may contain links to Websites developed by third parties. It is also possible that links to our Website appear on sites developed by third parties. Banco Santander had not conducted a review of any third-party sites that link to our Website, not of the sites we link to. Banco Santander is not responsible for the content that can be found directly or indirectly on third-party Websites, nor does it approve or recommend the products and services available therein. Access to third-party links is undertaken at the will and exclusive risk of the user.

Industrial and intellectual property

This Website is Property of BANCO SANTANDER, S.A. All intellectual property rights, namely, use, reproduction of this Web, its pages, screens and, the information contained therein, their appearance, structure and design, source code, audio files and software, as well as, the hyperlinks from the latter to our Websites of any company belonging to Santander Group are the exclusive property of Santander Group or have been assigned or under license granted to the Bank or the affiliates of Santander Group, unless otherwise specified. All names, designs and/or logos included on this Website are duly registered trademarks. Any unauthorized use thereof by a person, other than their legitimate owner may be prosecuted in accordance with current law. The Copyrights and trademark rights of third parties are clearly identified and must be respected by anyone accessing this Website. The content may be downloaded, copied or printed for personal and private use only. It is prohibited to reproduce, publicly communicate, distribute, assign or transmit, amend or delete the information, content, or notices contained in this Website without the prior written consent of Banco Santander, S.A.

Applicable legislation

These general terms and conditions are governed by Spanish law.

© Banco Santander S.A. All rights reserved